How to Start, Online Banking for Yourself/Business

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Hello Folks,

We at blogzynergy.com are thanking everybody for their positive suggestions/ideas etc etc.One of our visitors Andy Kartonidjojo triggered our team to write a blog regarding online banking. For those who doesn’t know Andy exist in this world, we like to inform you that he is a very positive minded entrepreneur in Suriname, South America.Anyway you can follow him on his active Facebook/Twitter account. Let us roll back to Online banking where the world is moving billions of money digitally.

Online banking is about managing your money online. You can certainly save trips to the branch, view account balances, and move money between accounts, but you can also do much more. When you go electronic, you can do even more than you’d get done at a branch (often with better rates), and in some cases, you’ll use non-bank services or apps with even more to offer.

On this page, we’ll cover how to start banking online, and how to complete common tasks such as paying bills, depositing checks with your mobile device, earning interest on a free checking account, borrowing money, and more.

How to Bank Online
If you’re just getting started, there are two ways to bank online: use your existing bank, or open a new account (possibly with an online-only bank).

Existing bank: if you already have a bank account, you’re halfway there. Almost every bank or credit union offers online banking – you just haven’t used it yet. At a minimum, it’s a good idea to use your bank’s app or website, and it might also be worth looking into online-only banks.

To start banking online using your existing account, you’ll need to sign up for electronic services. In most cases, that’s just a matter of going to the bank’s website, looking for “Online Banking” or something similar, and clicking “Register” when asked for a username and password. If you use mobile devices, you can do everything there instead – just download your bank’s app and register for a username and password.

If the process is confusing for you, don’t hesitate to call (or visit) your bank and ask somebody to walk you through the process.

They are eager to get you online because you’ll handle routine service requests on your own and you’ll use up less staff time in the future. Really, they’ll be glad to help you figure out the system.

Opening a new account: if you don’t have a bank account anywhere (or you’re going to open an account at an online-only bank), it’s time to open one.
Having your own account allows you to save a lot of time and money, and you’ll be even better off if you bank online. First, you’ll need to decide if you want to use an online-only bank (which does not have any physical branches). Online-only banks are more likely to offer higher rates on savings accounts and free checking. However, physical branches offer valuable services that you can’t get from an internet-only bank.

The good news is that you can do both: use an account at a brick-and-mortar bank or credit union and open an account at an online-only bank. Internet banks are almost always free accounts (assuming you don’t bounce checks or overdraw your account) so it shouldn’t cost you anything extra.

If you want to start banking online, you might as well start by opening your account online. Most banks now allow you to complete your application entirely online (read about how that works – it’s easy).

Need ideas on where to open an account? It’s best to research and find a bank that really meets your needs.

Things you can do Online

Once you’re up and running, it’s time to start using your account. You can keep it simple if you like and just view your account balances, and if you’re comfortable you can move on to more advanced tasks.

Pay bills: one of the earliest (and most useful) features of online banking is free online bill payment. Instead of writing checks and mailing in payments, you can have your bank do all of that for you – plus you’ll save stamps.

Earn more: online banks are a great place for your savings. Most online accounts pay more than traditional brick and mortar accounts, and internet-only accounts pay the best rates (typically with no fees or minimum account balances).

Free checking (possibly with interest): it’s getting harder to find free checking accounts at brick-and-mortar banks, but free checking is the norm at online banks. In fact, an online bank might even pay you interest on the cash in your checking account.

Deposit checks: if you’ve got a mobile device with a camera, you can probably use it to deposit checks into your account – any time of day or night. You don’t need to find the time to make a trip to the branch or wait for the mail to deliver those checks to your bank.

Send money: need to pay a friend for your share of dinner? There are several easy ways to send money to somebody without writing a check or digging up exact change. Some banks offer services for making payments, while other services (think PayPal) simply act as a front-end and access your bank account.

Borrow money: in addition to deposit accounts (like chacking and savings accounts), you can also borrow online. Traditional banks let you fill out applications, and newer online lenders make borrowing completely different– it’s easier to get approved, faster, and less expensive to borrow.

Staying Safe

Online banking makes life easier, but it also makes a few things easier for thieves.

Fortunately, you’re probably safer when you take your finances online. Security features are extremely strong, and you don’t have to worry about old-fashioned techniques like stealing mail and forging checks. In fact, the U.S. Government encourages everybody to receive Social Security via direct deposit, in part to reduce fraud.

The main threat to your account is you – think twice before you provide information to anybody. Remember that your bank will never contact you and ask you for your account number, Social Security Number, password, or PIN . Those requests are almost always phishing scams. As long as you keep your devices up to date (including operating system updates, spyware and malware programs, and antivirus protection), you’ll be immune to most threats.

If your account is affected by fraud or errors, there’s a decent chance that you’ll be protected (in your personal accounts – your business accounts are another matter). But you have to notify your bank quickly to get MAXIMUM protection.

With this blog we at BLOGZYNERGY are hoping that you are now ripe enough to start doing online banking activities. Save time and money with online banking.

Click on this link to register your e-bank account at Payza here:

https://secure.payza.com/?kNk%2fe2JmJfXg5B%2b6dVMPkczYa33wH%2f9pYZT%2bSerYYNE%3d

Click/Copy the following link to register your e-bank account at Payoneer :

https://share.payoneer.com/nav/i_WHoyVzdYdUZsMGLbsj3GzHZBjoDMrEV_Li4AYseYwDp6ValsF3_u_DO8QViCIz_8Iw7UPaJpd2580_MjBQWQ2

 

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CLEAR NETWORK INCOME FORMULA FOR DOOM THINKERS

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The Network Marketing High Income Formula

Want to be a mega-earner in network marketing? You’ll need these three qualities: Leadership, Innovation, and Commitment.

Network Marketing rewards its leaders handsomely. The leaders are the ones who are willing to hold conference calls, offer their homes for meetings, or become corporate trainers. Leaders help and teach others how to be successful (regardless if they are downline, crossline, or in another opportunity).

Leaders will always have a home in this industry, because every single company CEO, and every top producer, wants a leader in their organization.

Network Marketing rewards innovators handsomely. I remember when I was introduced to the NEW THW Global business.Thousands of people rolled in, but the same people turn backwards became pessimists that it is not a business. So far you also have positive minded members who are pushing forward, because they know it is an opportunity and a long road to success. I am reading daily how people talk negative about MLM, but they don’t do a good research before they start posting nonsense. To all these kind of people i like to say the innovators who started with this kind of business are smart thinkers and they will succeed very soon.The Doom thinkers will then run behind the actions. Take your own eyes, be on sharp and witness what will roll out.

The next innovation is just waiting to be brought to the market. History has shown that if you are innovative, you will be richly rewarded.

Network Marketing rewards commitment handsomely. If you plan on giving up after hearing no a couple of times, or if you feel you’re done recruiting after you get your first couple of people in (like the average person), then quit now. The average person in this industry does not make money — they lose money. Why? They are not committed to being successful. They are not willing to do whatever it takes. And being committed to doing whatever it takes is what is necessary to be successful in this industry.

There is no such thing as “Fast Money” in network marketing. Have you heard any of these? “No cold calling.” “No selling.” “Work a couple hours a week..” “Retire in two to three years.” All Lies!

Lifetime residual income is not built over a few months. It takes years to build a retirement income. Hard work. Polished selling skills. Consistency. Persistence. You must be committed to these basic values to achieve success.

So pick your poison, or embrace all three. The qualities of leadership, innovation, and commitment are paramount to your success in network marketing and life.

FOR THOSE WHO FOLLOW THE LIVE WEBINARS OF FUNNEL DOC FREQUENTLY WILL KNOW WHAT I AM TALKING ABOUT !

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The Marketing Roller Coaster

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Hello Entrepreneurs………

Ever hear someone say “Don’t listen to them! They just want to take you on a roller coaster ride!”

Many people who care about you and your well being will say something to this effect when you are provided with a business opportunity online. It is a way to deter you from joining up but what does it mean?

A roller coaster provides anxiety building climbs, adrenaline pumping falls and exhilarating twists and turns. Half the time one is unsure which direction they are going and after all the ups and downs and twists and turns they find themselves back where they started.

Like a roller coaster there are times when business is slow and times when things seem to be overwhelming fast. However, the scariest part is that no one wants to end up where they started with their business. Starting up a business costs money too, so if you end up where you started you are actually at a loss.

This is what upsets people. No one wants to put themselves through such a stressful event and come out with less than what they put in! It is true that the aim of a roller coaster is to provide some exciting entertainment, but a business is viewed as a very serious money making system. If you don’t make money then the business experience is considered a total waste.

But it is exactly this mentality that prevents people from succeeding in life. Money cannot buy happiness. If you’re only goal is to make money then every drop, climb and twist in your business will be felt doubly. It will consume you. To a person with this state of mind every missed chance at a sale is a disheartening loss and reason to give up.

It’s like wishing a roller coaster ride was over as you climb into the seat. Your goal is to have fun but if you are too fearful of the ups and downs then when you get to the end you’ve missed the point of taking the roller coaster! Many people get off at the end and say “I’ll never do that again!”

The same can be said for a home business. If you wish you had all the money before you even started your business then you are missing the point of having money. Why did you want to join a business? Most people say for the money but then why would you want money? Many people who start up their businesses do not need it to survive but rather to gain luxuries in their lives. Sure you could buy that new car or house but why does that make you happy?

It is for the status. It is for the experience; for a sense of freedom and accomplishment. Money does not buy all of these things for you but rather it is the time and energy you have spent taking on the roller coaster.
If you start up a business with the sole intent to make money then you will end up like the other 95% of internet based businesses that fail. The most successful people take heed of the advice, “Watch out, they want to take you on a roller coaster ride.” and expect that there will be ups and downs but they have fun with them. Even if they do not make money they learn from their experiences and apply the knowledge they learn. In real life there are ups and downs to everything and it is the way one deals with these ups and downs that determines the quality of their lives.

Money is only a symbol of one’s real goals. It is an illusion born from materialism that blinds so many people from the roller coaster ride that is their life; from the roller coaster that is their business. It makes every twist and every turn more frightening and overwhelming. Do not become blind and miss the ride because sometimes the journey is more important than its end.

LET US ROLL……LEARN, EARN AND GROW

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Designing your sales funnel is not difficult

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Sales funnel is the pathway that captures sales prospects and moves them from awareness of your product to interest, desire and ultimately the sale. Here’s the way to create a sales funnel for your company.

One of the most important things to do as a business owner, and sadly one of the things that many small business owners neglect, is to create a sales funnel.If you’re not familiar with that term, a sales funnel is your plan for leading prospects from the “I don’t know you” stage to the “let’s do business” stage. It doesn’t just happen. You have to figure out how to identify prospects, qualify them, and then lead them to the sale.

Think about how a funnel is shaped. It’s wide on one end and narrow on the other. The wide end “catches” the liquid you pour into it and then gravity pulls that liquid through the narrow end, leaving behind the residue of unqualified particles. That’s a crude analogy, but it does help us understand the sales process a little more clearly.

How to Identify FRESH Prospects

The first step in the sales process is identifying prospects. The goal is to drive interested parties into the wide end of your sales funnel so that you can qualify them as good prospects or identify them as “unwanted residue.”

First, begin by defining your ideal customer. It helps if you draw a sketch.

Create a questionnaire for yourself that identifies the problems your ideal customer has. For instance, if you run a flower shop, you may have a questionnaire that looks something like this:

  1. Do they know someone who is getting married?
  2. Did someone they know recently pass away?
  3. Are they romantically involved with anyone at this time?
  4. Are they allergic to certain types of flowers?

You’ll have to come up with your own list of qualifying questions. You’re not going to share this questionnaire with anyone; it’s merely for your planning benefit. The goal here is to to find out your perfect clients needs and wild desires. Few people buy flowers for weddings/birthdays, so you may want to identify people who are getting married or know someone who is getting married, or people who will celebrate their birthday(s).

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Free SEO Tools

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SEO (Search Engine Optimization)

There are a number of free seo tools which should be a part of any site owners toolkit. These tools provide site owners with valuable information to help them improve their search engine rankings and attract more visitors and business.

Let’s look at 10 of these free seo tools:

  1. Google’s keyword research tools allow you to use keywords that customers are using when looking for a product. The tool has a number of search options from searching for keyword ideas using a combination of keywords, a web site and categories to comparing statistics for your keywords and filtering results by search volume (global monthly searches etc.) and competition types.
  2. The Google analytics tool tracks how visitors are getting to your site and lets you analyze your traffic data. This tool will help you focus and write better-targeted ads, strengthen your marketing initiatives and create higher converting websites.
  3. InboundWriter is a new online tool that helps you optimize web content for search engines. The free version lets you optimize up to eight documents per month in search results. It helps you discover profitable keywords you’ve been missing out on and track rankings of your website for multiple keywords in all major search engines.
  4. SEO ToolSet by Buce Clay Inc. has multiple free tools. The Search Engine Optimization/KSP Tool measures a keyword’s popularity by showing daily approximations of how often each keyword is searched in the major search engines, derived from monthly statistics. Use the Page Analyzer tool to research the competition.  After you have found out who your competition is, see how many unique pages are ranked in the top ten in the major search engines. Then compare it with how many pages you have
  5. MultiRank Checker by iWebtool.com  is great to check the Google page rank and the Alexa ranking of multiple urls.
  6. SEO for Firefox by SEOBook.com  is good for a quick overview of many parameters including keyword density analysis, keyword suggestions and statistics,  page comparison and link checking.
  7. Google Optimizer, Google’s free web site testing and optimization tool, allows you to increase the value of your existing web sites and traffic. Use Website Optimizer to test and optimize site content and design. You can quickly and easily increase revenue and ROI whether you’re new to marketing or an expert
  8. Google Webmaster Central ensures that your site is search engine friendly. It will identify various issues, such as broken links, malware, crawling issues, etc., as well as providing data on search engine indexing and search traffic.
  9. Hootsuite is a social media tool which will help you to monitor keywords, manage multiple Twitter, Facebook, LinkedIn, Foursquare, Ping.fm and WordPress profiles and schedule messages.

Feel very free to share some more tools in the comments so everyone is updated what is going on in SEO landscape. Thumbs up for you all in advanced.

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SEO & CONTENT GENERATION

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No website can reach it’s true potential without Search Engine Optimization (SEO). Very rarely can a website stand out among the crowd, without focused effort and deliberate planning. Simply put, if you want the pages on your website(s) to reach their maximum potential, you’ll need to have them optimized correctly.

On top of that, you probably want to know that the money your invest will have a return. Copypanthers/WordApp is all about making sure that your investment is ROI positive and trackable over time.

SEO involves hard work – No shortcuts!

Many people come to the problem of SEO content generation thinking, “There’s gotta be an easier way!” SEO involves tricks to improve search positions. There are two ways it is done.

  • On site  SEO – The best organized website ranks high on searches. Careful website management keeping in view the essentials of  SEO will help to rank higher. Proper structuring of website and titles and good URL structure are a few tips to rank high.
  • Off site  SEO – The other and more subtle way is to market your website. This can be done in many ways like (1) Incoming links to the website and (2) Social media presence. These ways will help the website to rank higher as per search engine analytics.

Free SEO content generator tools which are there on the web help in optimizing the website. There are number of platforms which are really amazing. Here we will talk about a few more useful ones. These free SEO content generator tools are used by most professionals. They are useful to learn the techniques of search engine optimization as well.

3 free SEO content generator tools

These tools help to create amazing SEO contents. No, they cannot produce texts but can help optimize them. They provide different kind of support in developing good SEO content.

  1. Google keyword planner – To access this free SEO content generator a Google Adwords account is required. (a) Create a Google Adwords account (b) After creating the Google Adwords account, login to the account. (c)In the toolbar “Tools and Analysis” you will find the Keyword Planner.(d) Four different tools are available in the planner – (1) Search for new keyword and ad groups ideas (2) Get search volume for a list of keywords or group them into ad groups (3) Get traffic estimates for a list of keywords and (4) Multiply keyword lists to get new keyword ideas. Out of the 4 available options (1), (2) and (4) for getting the right keyword to include in your content. You can learn more about this tool here. This tool helps you know exactly what needs to be included in the content to make it stand out. It is one of the best free SEO content generator tools which can help to generate great content.
  2. Facebook Insights – Almost everyone has a Facebook account for social loafing. But very few know about this amazing analytical tool. This free SEO content generator tool helps to fashion the content so that it becomes popular on social platforms. This tool examines a wide range of sources of data and your popularity score on Facebook. Being popular on social media is a requirement for being successful in business. This tutorial explains in detail how you can use this tool for your benefit. This free SEO content generator tool helps to generate content which is sure to perform well in the niche you are doing business in.
  3. Wordtracker free keyword tool – It is a free SEO content generator tool that helps you find out the questions being asked on the web. The tools help to find out what are the top keywords and connections to similar keywords. It has four different tools – (1) Keyword Questions (2) Keyword Connections (3) Random matches and (4) Top Keywords. These tools will help in knowing the most important factor of SEO “keyword.

When used together the above three tools give amazing results and they are free. There are many other tools which can be used online, but these give excellent results.

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100+ Ways To Be An Extraordinary Networker

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And that is how most of us stay. Ordinary. Average. Mediocre. Active yet ineffective. Moving… but not toward our dreams.

Being ordinary is a bad plan. Pursuing the path of least resistance means high-grade mediocrity and close-but-not-quite-there results.

Mediocrity is an effecting (and frustrating) villain. It is neither crashing defeat nor breathtaking failure. But a slow, soul-sucking poison. A silent assassin.

One minute you’re standing on top of the world. The next you’re at the bottom of the heap, scratching your head and wondering what happened. You’ve completely lost your mojo. And you’re not even sure how you got to this awful place called mediocrity. And more than anything else, you want your mojo back. You want that confidence, that feeling of control, that ability to perform at high levels.

You want to do more, be more.

There is a word for that. A word to describe something that transcends mediocrity. A word that communicates “more than average.”

Extra-ordinary.

Not ordinary. Something extra.

But how does extraordinary happen?

Extraordinary starts with you—perhaps an ordinary person at an ordinary job doing ordinary things on an ordinary day. No special advantages. No remarkable skills that can’t be duplicated. No large bank account. Just all-around “ordinary.”

Then, you decide to do something extra. To be something extra. Something a lot-a-bit extra. And not just one time. But day after day after day.

And then one day, everyone watching you will notice that “ordinary” is no longer an accurate description for the person you have become. For what you have done. And they will shake their heads and remark that what they have seen is extraordinary. Because it was. And because you will be.

And that’s how extraordinary happens.

By not being satisfied with ordinary. By being vigilant. Being obsessed. No excuses. Just a relentless focus on being better.

It’s deciding to go the extra mile when the last mile was hard enough. It’s controlling your mind in spite of the obstacles ahead.

It comes down to this really simple thought: If you don’t make time to pursue being extraordinary, then you’ll never experience true greatness. All you’ll ever know is mediocrity.

You’re already making time to be average and ordinary.

Why not choose to be extraordinary?

Let me give you a list so you can become EXTRAORDINARY..

Just follow the 100+ list here below:

1. Open the door for a stranger.

2. Say, “Thank you.”

3. Learn from your mistakes.

4. Stop whining.

5. Fear less.

6. Be kind.

7. Let yourself be inspired.

8. Lead someone.

9. Pay off debt.

10. Choose a side.

11. Pay more for quality.

12. Lend a hand.

13. Let past mistakes go.

14. Be invincible

15. Be more efficient with your time.

16. Stop playing politics.

17. Plan to be succesful.

18. Be an expert.

19. Stop defending yourself.

20. Decide to take action today.

21. Fight mediocrity

22. Laugh at life.

23. Go to bed tired.

24. Ask what you can do better.

25. Give a stranger flowers.

26. Hold the elevator door.

27. Compliment a great idea.

28. Work on being patient.

29. Create what’s missing.

30. Stay in mental shape.

31. Practice getting back up.

32. Shake hands while looking the other person in the eye.

33. Assume the best in others.

34. Try something new.

35. Listen to your critic.

36. Get into financial shape.

37. Donate time to charity.

38. Teach what you’ve learned.

39. Give an opinion when it’s hard.

40. Care about others.

41. Pay attention to the details.

42. Be a friend.

43. Do physical labor.

44. Brag on someone else.

45. Share more.

46. Love someone

47. Have a dream

48. Get up an hour earlier.

49. Write down your thoughts.

50. Apologize more.

51. Stay mentally strong.

52. Put yourself in tough places.

53. Cry when you are hurt.

54. Have a purpose each day.

55. Don’t stop until you finish.

56. Be passionate about others.

57. Pay attention to the conversation.

58. Appreciate differences.

59. Be less selfish.

60. Ease someone else’s pain.

61. Image the possibilities.

62. Smile at those around you.

63. Care enough to cry.

64. Make a call because “you’re thinking about them.”

65. Be a mentor.

66. Fail gracefully.

67. Practice being vulnerable.

68. Decide to be optimistic.

69. Ask more questions.

70. Read a new biography.

71. Do something outrageous.

72. Think for yourself.

73. Put in more effort.

74. Ask for help.

75. Tell the truth.

76. Get some exercise.

77. Decide not to get angry.

78. Explore new ideas.

79. Be more effective with your talents.

80. Slow down when necessary.

81. Pursue your goals each.

82. Make a list of tasks to get done.

83. Live with honor.

84. Feed your inspiration.

85. Avoid the crowd.

86. Stop being passive aggressive.

87. Find answers to your questions.

88. Be accountable.

89. Work on your biggest weakness.

90. Replace “No” with “No thanks.”

91. Let someone else get the attention.

92. Listen with your eyes.

93. Say what’s on your mind.

94. Defend your friends.

95. Shake off the straws before they break your back.

96. Offer encouragement.

97. Meditate on your goals.

98. Don’t do anything halfway.

99. Do good things for the right reasons.

100. Get help for your head.

101. Demand brutal analysis of your actions.

102. Put in the effort you expect of others.

103. Share a good example.

104. Offer to buy dinner or dessert.

105. Decide to learn from everyone.

106. Make a big deal of small wins.

107. Let life happen around you.

108. Have a big vision for those around you.

109. Enjoy others’ success.

110. Inspire others quietly.

111. Deliberately invest in healing.

112. Welcome diverse perspectives.

113. Don’t go to bed angry.

114. Anticipate the success of others.

115. Value your own time.

116. Ask others to “pay it forward.”

117. Write a kind note.

118. Offer to help for free.

119. Have a plan.

120. Overlook immaturity.

121. Care less about being right.

122. Schedule time to invest in others.

123. Give away your best idea.

124. Stop being offended so easily.

125. Remember the good times.

126. Decide that caring is more important than winning.

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Tips For Successful Mobile Marketing

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Mobile marketing is one great way to target a whole new group of people to market your product. It is a fact that just roughly everybody owns some sort of mobile device today. As business owners, there is the need for you to diversify your target market. And that includes mobile users. Sure, though these users have wants and needs and would want an easy way to grab those in just one click.

However, before delving into mobile marketing efforts, you must know the basic tips to make it work for your business.

  • You need to comprehend what your consumer wants in order to market them through mobile formats.
  • Mobile marketing is not the notion of “saying more with less” when it proceeds to your promotional content.You cannot have dull product and landing pages here that go on and on, since it’s not saying anything helpful. Mobile marketing progress can best be achieved when you provide your content clean and clear.
  • Wait for results for your first mobile marketing campaign before beginning a second one.
  • Try out as many mobile devices as possible and ask your customers for feedback about their usage experiences.
  • When you call or text someone, remember that they are “people” and deserve to be treated well.
  • If you aspire to be successful in your mobile marketing, you must adapt changes gradually. Always be up for even a little tweak in your programs but remember to study and know it well.
  • Though mobile marketing has been proven to be an effective way to connect with your customers, there is still a necessity for it to be capable of working on multiple platforms. Note that if your marketing efforts don’t work on all the popular devices, you could lose customers.
  • Before applying mobile marketing, techniques do some research if your target audience can appreciate it. Know what your target audience responds to before you spend lots of money on mobile marketing. Are they more likely to use a mobile phone than desktops? What is the main type of operating systems do their phones?
  • Make sure your content is timely and purposeful. The idea of adding mobile marketing to your marketing strategies might excite you, but you must create content that fills the need to. The information and products content that you put out needs to speak to your potential customers’ problems. If it is appropriate, they will contact you.
  • As more and more people own mobile devices, the demand for mobile marketing will increase. Pretty soon most people will have a mobile phone, making mobile marketing a highly profitable way to promote products and services.

By using the these points, you will be ahead of your competition and will be in the right place to effectively improve your products through this new form of marketing. Just another reminder, your business shouldn’t be based solely on mobile marketing this is just one way to promote and gain more audience. But as proven right, mobile marketing is one best way to market in this current phase. Happy marketing!

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The Network Marketing High Income Formula

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Want to be a mega-earner in network marketing? You’ll need these three qualities: Leadership, Innovation, and Commitment.

Network Marketing rewards its leaders handsomely. The leaders are the ones who are willing to hold conference calls, offer their homes for meetings, or become corporate trainers. Leaders help and teach others how to be successful (regardless if they are downline, crossline, or in another opportunity).

Leaders will always have a home in this industry, because every single company CEO, and every top producer, wants a leader in their organization.

Network Marketing rewards innovators handsomely. I remember when Dale Maloney (a leader in this industry for over 20 years) scared up a few dollars to buy a mailing list, some stamps, envelopes, and paper to send out some sales letters to recruit others into his opportunity.

I remember the first national ads in the newspaper USA Today, the first toll-free recorded information lines, mailing audio tapes (even before Dead Doctors Don’t Lie), email marketing, and flash presentation lead capture websites. The innovators who used these marketing breakthroughs made small fortunes.

The next innovation is just waiting to be brought to the market. History has shown that if you are innovative, you will be richly rewarded.

Network Marketing rewards commitment handsomely. If you plan on giving up after hearing no a couple of times, or if you feel you’re done recruiting after you get your first couple of people in (like the average person), then quit now. The average person in this industry does not make money — they lose money. Why? They are not committed to being successful. They are not willing to do whatever it takes. And being committed to doing whatever it takes is what is necessary to be successful in this industry.

There is no such thing as “Fast Money” in network marketing. Have you heard any of these? “No cold calling.” “No selling.” “Work a couple hours a week..” “Retire in two to three years.” All Lies!

Lifetime residual income is not built over a few months. It takes years to build a retirement income. Hard work. Polished selling skills. Consistency. Persistence. You must be committed to these basic values to achieve success.

So pick your poison, or embrace all three. The qualities of leadership, innovation, and commitment are paramount to your success in network marketing and life.

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MLM for Beginners – The Four Personality Types You Have To Know For Sure

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Whether you are using online MLM strategies, or you are building your MLM business completely offline, the most important part of your business is people. It is not enough to just be aware of the four personality types, but to understand them fully.

Many people think because they use online MLM marketing strategies that they do not have to talk to people. However, understanding the four personality types is vital to your success, because after you generate targeted leads, you still need to communicate with them.

I have read many books and studied many courses on the subject of the four personality types, but the simplest explanation of how it is applicable to network marketing can be found in Jerry Clark’s course,  The Magic of Colors . I will base this article off of that audio collection.

The Magic of Colors describes the four personality types using colors. I have also heard some network marketing training that teaches this concept using animals that relate to the personalities. For visual purposes, I will use colored sea animals.

You have the Red Sharks, Blue Dolphins, Yellow Whales, and the Green Urchins.

We all have a little bit of each the four personality types in us, but one is our dominant way of being. When you hear these descriptions, you may say something like “That sounds like me, except for that part.”

This is normal because it is rare that a person fits a description completely, but one of the four personality types will describe you more accurately than the others. That color is your dominant personality. The second closest match is your secondary color.

You might have such an even mix that you may be confused as to which is your dominant color, and which is your secondary. On the other hand, some people are so extreme that you know their personality type beyond a shadow of a doubt.

A  Brief Description of the Four Personality Types

1.       Red Sharks- These people are direct with their communication and closed about their relationships.  A general description of a Red Shark can be summed up as money-motivated. Some of their natural strengths are self-confidence, ambition, and leadership potential. Some natural weaknesses are impatience, arrogance, and rudeness.

2.       Blue Dolphins- These people are direct with their communication, and they are open with their relationships. One word to describe a Blue Dolphin is fun. They are motivated by having a good time. Some of their natural strengths include being outgoing, motivation skills, and the ability to tell a good story. Some natural weakness include being unorganized, unreliable, and whimsical.

3.       Yellow Whales- Yellow Whales are generally indirect with their communication, and open with their relationships. They can be characterized by their desire to help others. Some of their natural strengths are being dependable, patient, and good listeners. Some natural weaknesses are lack of assertiveness, being easily taken advantage of by others, and lack of self confidence.

4.       Green Urchins- Green Urchins are indirect, and closed. They have a strong need to know, and to be right. One word used to describe Green Urchins is factual. Some of their natural strengths are being very organized, great planning skills, and usually being very neat and detail oriented. Some natural weaknesses are procrastination, being critical of others, and struggling with depression and insecurity.

It is worth the time it takes to learn and understand the four personality types, because it will lead to more harmonious relationships and better productivity in both your personal and business life.

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